Breathe Easy, Live Freely – Reduce Stress and Debt Today!

We specialize in debt review to help you regain control of your life

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Terrance Malunga
Senior Financial Consultant

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Reduced Debt Payment

Debt ClassOld PaymentNew RepaymentReduction
Property BondR 9,200.00 p/mR 7,100.00 p/mR 2,100.00 p/m
Vehicle FinanceR 4,800.00 p/mR 3,250.00 p/mR 1,550.00 p/m
Credit & Store CardsR 6,100.00 p/mR 2,500.00 p/mR 3,600.00 p/m
Personal LoansR 5,400.00 p/mR 2,900.00 p/mR 2,500.00 p/m
TotalR 25,500.00 p/mR 15,750.00 p/mR 9,750.00 p/m

 

Debt ClassOld Payment
Property BondR 9,200.00 p/m
Vehicle FinanceR 4,800.00 p/m
Credit & Store CardsR 6,100.00 p/m
Personal LoansR 5,400.00 p/m
TotalR 25,500.00 p/m

 

Debt ClassNew Repayment
Property BondR 7,100.00 p/m
Vehicle FinanceR 3,250.00 p/m
Credit & Store CardsR 2,500.00 p/m
Personal LoansR 2,900.00 p/m
TotalR 15,750.00 p/m

 

Debt ClassReduction
Property BondR 2,100.00 p/m
Vehicle FinanceR 1,550.00 p/m
Credit & Store CardsR 3,600.00 p/m
Personal LoansR 2,500.00 p/m
TotalR 9,750.00 p/m

Take Control of Your Finances with Debt Review

Your path to financial control starts here!

 

By working with our registered debt counsellor, we can restructure your debt into manageable payments, lower your interest rates, and protect yourself from legal action by creditors. Imagine the relief of having a clear, structured plan to tackle your debt, tailored specifically to your financial situation.

Our dedicated team will support you every step of the way, ensuring you regain control of your finances and work towards a debt-free future. Start your journey to financial freedom today and enjoy peace of mind knowing you have a clear path to a debt-free future.

Our Easy Process

  • Financial Control

1. Financial Health Check

Meeting with our registered debt counsellor who will thoroughly assess your financial situation, including your income, expenses, and outstanding debts.

You’ll need to provide necessary financial documents, such as proof of income, creditor statements, and a list of your monthly living expenses.

The counsellor will then submit your application for debt review.

  • Unlocking Funds

2. Tailored Debt Solutions

Our debt counsellor will negotiate with your creditors, aiming to secure a repayment plan that significantly reduces your monthly payments.

This process can drastically lower your interest rates, making your debt much more manageable.

The new plan, once approved, becomes legally binding, ensuring you have a clear and structured path to financial stability.

  • Debt-Free Future

3. Financial Freedom and Peace of Mind

You will start making the reduced payments according to the new plan. During this period, you are protected from legal action by your creditors, giving you peace of mind.

As you make these manageable payments, you’ll steadily work towards clearing your debt. Once all your debts are paid off, you will receive a clearance certificate from your debt counsellor.

This certificate not only marks the successful completion of the debt review process but also helps restore your financial standing, giving you a fresh start and renewed financial freedom.

Our Trusted Consultants

Laaiqah Salie
Specialist Negotiator

Empowering clients with knowledge and tools needed to regain control of their finances. Your financial freedom is my mission.

Zoe Wagner

Financial Assessor

Every client’s situation is unique, and I am dedicated to finding personalized solutions that lead to lasting financial stability.

Terrance Malunga

Senior Financial Consultant

My goal is to provide compassionate support and expert guidance, helping clients navigate their debt journey with confidence and peace of mind

Eye-Opening Facts About Debt in South Africa

Understanding the landscape of debt in South Africa is important for making informed financial decisions. You can better navigate your own financial journey and seek appropriate debt management solutions when needed.

Debt-to-Income

South African consumers owe as much as 75% of their monthly income to creditors. Significant portion of earnings goes towards repaying debt.

Age and Debt

More than half (53%) of individuals seeking debt review are between the ages of 31 and 45. Increase of 39% in applicants under the age of 25.

Home Loan Struggles

Approximately 57% of South African consumers are struggling to pay their home loans. This highlights the widespread financial stress.

Credit Card Debt

Nearly 59% of consumers are battling to pay off their credit card debt. High-interest rates leads to financial burdens.

Financial Awareness

Around 39% of consumers do not know the interest rate on their savings accounts, and 22% are unaware of their banking fees.

Impaired Credit Records

Over half of the 19 million credit-active consumers have impaired credit records. They are more than three months in arrears.

Over-Indebted

More than 11 million South Africans are considered over-indebted, struggling to meet their debt obligations.

Debt and Savings

Only 23% of South Africans have any money left at the end of the month, with the remaining 77% being flat broke.


Why Us
– Break Free from the Weight of Debt

We understand the emotional toll that financial struggles can take on your life. Our mission is to provide you with the relief and support you need to regain control of your finances and your future.

Our compassionate and experienced team is dedicated to guiding you through every step of the debt relief process, offering personalized solutions tailored to your unique situation.

We believe in a transparent, supportive approach that empowers you to achieve lasting financial freedom and peace of mind.

debtlite team working in office

We Build Relationships

We believe strong relationships are the foundation of successful debt relief. We take the time to understand your unique financial situation and work closely with you to develop a personalized plan.

Transparent and Honest Communication

Transparency and honesty are at the core of our values. We believe in clear and open communication, ensuring you fully understand every aspect of your debt relief plan.

Your Success is Our Priority

Your financial success is at the heart of everything we do. We are dedicated to helping you overcome your debt challenges and achieve your financial goals.

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What our Customers have to say

100/100 debt review service

I just want to start off by saying thank u too Debt Lite Solutions. They helped me so much with my vehicle which was on the verge of being repossessed and the consultant had the best service.

He had so much patients with me just one of the best companies, I would refer them anytime – 100/100

Thabo M


Financial Resources
: Insider Advice for Your Financial Journey

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    Debt Review 101: Your Comprehensive Guide to Financial Freedom

Seize the Moment – Your Path to Financial Freedom!

“Debt is not the end of your story. It’s just a chapter. Let’s turn the page together.”

Waleed F

DebtLite Solutions – Founder

Request a Free Assessment

Terrance Malunga
Senior Financial Consultant

By submitting my data I agree to be contacted